How we make money.
The financial service industry isn’t famous for its transparency. We think it’s time for that to change.
We always want to align our financial success with the best interests of our customers. That’s why we don’t accept Payment for Order Flow (PFOF). We want to make sure our customers fully understand what services we offer—and what they cost. So here’s the breakdown:
PFOF-free.
Cryptonow is PFOF-free. That means we won’t route orders to market centers only because they’ll pay us a fee. We always want to remain impartial.
| Column A | Column B |
|---|---|
| Payment for Order Flow (PFOF) or Rebates | €0 |
Brokerage Fees.
All online trade orders are subject to a transparent transaction fees, with no hidden mark-ups applied.
| Minimum order amount (€) | Maximum order amount (€) | Max transaction fee |
|---|---|---|
| €1.00 | €400.00 | 1.49% |
| €400.01 | €1000.00 | 1.35% |
| €1000.01 | €5000.00 | 1.00% |
| €5000.01 | €35000.00 | 0.90% |
| €35000.01 | 0.75% |
All prepaid gift cards.
When purchasing Cryptonow Prepaid Cards online or in-store, please note that the credit cannot be paid out via bank transfer in accordance with compliance regulations, and multiple cards cannot be combined within a single order execution.
| Column A | Column B |
|---|---|
| Prepaid activation fee | €0 |
| Commissions and execution fees | 4.9% |
Bitcoin Starter Kit.
When purchasing a Cryptonow Starter Kit® Gift Card, a one-time fee for the physical blockchain wallet is applied and automatically deducted from your gift card credit at checkout.
| Column A | Column B |
|---|---|
| Cryptonow Wallet® card | €2.90 |
| Starter Kit activation fee | €0 |
| Commissions and execution fees | 4.9% |
Crypto Asset transfer services.
For on-chain blockchain transactions, in addition to the network fees incurred when transferring crypto assets, the new EU requirements for Crypto Asset transfer services result in higher compliance costs. Unfortunately, we have to pass on part of these costs to our clients.
| Column A | Column B |
|---|---|
| Transfer to External Crypto Address (On-Chain) | €0.00 |
| Crypto Deposits to Cryptonow Account (On-Chain) | €0.00 |
We don’t charge for the following transfers and services:
We know some clients may require additional services from time to time. That’s why we also offer the following transfers and services free of charge.
| Column A | Column B |
|---|---|
| Deposit or withdrawal of money to or from your Cryptonow account. | €0 |
| Automated bank transfers (ACH) of money to or from your Cryptonow account. | €0 |
| Cryptonow custodian services (annually) | €0 |
| Electronic delivery of account statements, transaction overviews, and tax transaction exports. | €0 |
| Electronic confirmations of every trade you submit, so you’re always on top of your investments. | €0 |
| Account maintenance. | €0 |
Cryptonow may, at its sole discretion and for any reason, waive all or part of these fees either permanently or temporarily. Fees are subject to change at any time. Processing and service fees charged by third parties may be debited to the customer account.
Fees effective as of 01/02/2026.